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Report generated 6 days ago
https://www.modernfinco.com
Your general SEO Checkup Score
Archived
72/100
SEO Score
Average SEO score of top 100 sites: 75%
This webpage received an SEO score of 72 out of 100, which is below the average score of 75. However, there are 17 SEO issues that need to be fixed to improve your website's ranking on search engines and enhance its overall performance.
17 Failed
2 Warnings
42 Passed
Issues to fix
HIGH
To address URL canonicalization issues, it is recommended to select a primary URL for your webpage and set up redirects from all other variations to the preferred one.
HIGH
To improve the website experience for your visitors, it is recommended to eliminate any render-blocking resources on this webpage.
HIGH
To ensure that Search Engines can accurately identify the topic of this webpage, it is important to include the most common keywords in the title tag, meta description, and heading tags.
HIGH
Add descriptive and relevant "alt" attributes to all "img" tags to improve website accessibility.
MEDIUM
Serve properly sized images to reduce page loading times and to improve user's experience.
MEDIUM
By creating a custom 404 error page with helpful links and information, users are more likely to stay on the site and continue to explore.
MEDIUM
Consider using structured data in your webpage as it can help search engines gain a better understanding of your content.
MEDIUM
Add a Google Analytics script to this website to help in diagnosing potential SEO issues by monitoring site visitors and traffic sources.
LOW
Consider reducing the HTML size to improve loading times and retain visitors.
LOW
Reducing the Document Object Model (DOM) size can lead to faster page loading times, improved site performance, and better user experience by decreasing the amount of time it takes for the browser to process and render the page.
LOW
Without an SPF record, spammers can easily spoof emails from this domain, potentially leading to compromised email security and deliverability issues.
LOW
Using more than 20 HTTP requests on a webpage can negatively impact the loading time.
LOW
Consider adding the Strict-Transport-Security header to your webpage to ensure that web traffic is encrypted over HTTPS, mitigating the risk of man-in-the-middle attacks and other security threats.
LOW
Replace deprecated HTML tags with their modern equivalents or appropriate CSS rules.
Common SEO issues
Score: 65
Failed: 5
Warnings: 2
Passed: 15
Meta Title Test100% of top 100 sites passed
  • This webpage is using a title tag.
Text: Modern Financial Institute
Length: 26 characters
Meta Description Test92% of top 100 sites passed
  • This webpage is using a meta description tag with a length of 108 characters. We recommend using well-written and inviting meta descriptions with a length between 150 and 220 characters (spaces included).
Text: We’ve Helped Over 5,000 Clients Remove $100 Million in Debt & Errors From their Credit Reports—Are You Next?
Length: 108 characters
Google Search Results Preview Test
Desktop version
https://www.modernfinco.com/Modern Financial InstituteWe’ve Helped Over 5,000 Clients Remove $100 Million in Debt & Errors From their Credit Reports—Are You Next?
Mobile version
https://www.modernfinco.com/Modern Financial InstituteWe’ve Helped Over 5,000 Clients Remove $100 Million in Debt & Errors From their Credit Reports—Are You Next?
Social Media Meta Tags Test89% of top 100 sites passed
  • This webpage is using social media meta tags.
Open Graph Meta Tags
og:title
Modern Financial Institute
og:description
We’ve Helped Over 5,000 Clients Remove $100 Million in Debt & Errors From their Credit Reports—Are You Next?
og:image
https://assets.cdn.filesafe.space/IBoaMRyjkOXZdmTKx7MN/media/6807a7bebaaef90d04a4eaad.jpeg
og:keywords
Credit repair
og:type
website
Most Common Keywords Test
  • There is likely no optimal keyword density (search engine algorithms have evolved beyond keyword density metrics as a significant ranking factor). It can be useful, however, to note which keywords appear most often on your page and if they reflect the intended topic of your page. More importantly, the keywords on your page should appear within natural sounding and grammatically correct copy.
24credit12clients12results8financial8repair
Keywords Usage Test48% of top 100 sites passed
  • The most common keywords of this webpage are not distributed across the important HTML tags! Primary keywords should appear in title tag, meta description and heading tags to help Search Engines to properly identify the topic of this webpage.
Keyword
Title tag
Meta description
Headings
credit
clients
results
financial
repair
Keywords Cloud Test
accessaccountsadvancedaggressiveanytimebankruptciesbuildbureauschallengechargechooseclaimclearclientclientscollectionsconsultationcontrolcoveragecreditcustomcustomerdarkdaysdebtdeletingdirectdisputedisputesdollemailemergencyenableexpeditedfacebookfeaturedfilefinancialfitsflashformguaranteehavehelphelpedinquiriesinstagraminstituteissuesjourneyjustlatelegacyletterslinelittleloanslongermillionmodernmonthlymonthsneednegativeoffspaymentsplanplansplatinumportalprogressremoverepairreportreportsrepossessionsresultsrightsalescoreseeingservicesoundspecificstartstudentsupportsureteamtestimonialsthousandstracktrackingturnedupdatedupdateswantweekswhicheverwork
Competitor Domains Test
Understand your competitors' SEO and backlink profile

Get related competitors and their domain authority score in relation to your domain.

Heading Tags Test62% of top 100 sites passed
  • This webpage contains too many H1 tags! H1 tags should re-inforce the intended topic of your page to search engines - too many tags may make the topic less clear, or look like spam tactics. Consider using less than 5 H1 tags.
H1 tags
Welcome to Modern Financial Institute — where transformation starts with trust.
Why Choose Us?
Results in as Little as
30-45 Days
Over $100 Million in Debt Removed
5,000+ Satisfied
Clients
A+ Client Reviews Across the Board
Plans are available both in advanced & expedited.
What we do (and what sets us apart)
How It Works
(3 Simple Steps)
Pick Your Plan
We go to work
You track the magic
CLIENT AND MENTEE REVIEW VIDEOS
TESTIMONIALS
Client Success Stories
Meet
Credit Doll Kay
Affordable Plans for Every Need
Platinum Expedited Plan
Diamond Elite
Expedited Plan
Frequently Asked Questions
Take Control of Your Credit Today
H2 tags
mfi@modernfinco.com
Fix Your Credit. Reclaim Your Power.
Trusted by
5,000+ clients
Negative Debt Deleted
$100 million
Credit Restored for
5,000+
We don’t believe in one-size-fits-all credit repair.
Our team handcrafts custom disputes that target the specific issues on your report, not generic templates.
We specialize in removing or disputing:
Choose 6 months or 12 months of support , whichever fits your timeline.
Once you’re in, we start sending custom disputes on your behalf. No delays.
The credit bureaus have 30 days to respond, so most clients start seeing results in as little as 4 weeks or less.
Progress updates every 30 days.
You’re never in the dark.
I’m Kay, founder and CEO of Modern Financial Institute, but most know me as The Credit Doll.
Nearly a decade ago, I was facing the same credit struggles many people deal with denials, debt, and no clear path to financial freedom. I chose not to stay stuck.
I mastered the credit game and turned my personal journey into a mission to help others do the same. With a dedicated team behind me, we’ve helped thousands of clients regain control of their finances—deleting over $100 million in negative debt, from collections and charge-offs to bankruptcies.
Our results and commitment to changing lives have been featured in outlets like Hollywood Times Magazine, but for us, it’s about more than recognition.
At Modern Financial Institute, we focus on breaking generational cycles, helping clients move past financial setbacks and build true stability, wealth, and legacy. Credit isn’t just about boosting a score. It’s about unlocking opportunities that create lasting change.
When you work with us, you’re not just repairing your credit, you’re building a foundation for your future. While every credit file is unique, many of our clients start seeing progress within weeks because we combine proven strategies with real dedication. We’re here to ensure you don’t just survive, you thrive. Let’s rewrite your story and build the legacy you deserve together.
FEATURED IN
Our most popular package for clients who want maximum coverage and faster results.
Best for clients with multiple negative accounts who want aggressive service and longer coverage.
Same perks as the platinum plan for clients with heavier credit issues or those wanting to longer repair.
Perfect for clients with lots negatives or who want a longer option with full support.
STILL NOT SURE?
© 2025 Modern Financial Institute | All Rights Reserved
This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc. Results may vary, and testimonials are not intended to guarantee or represent that same results will be achieved. Modern Financial Institute provides services to help you on your journey to financial empowerment and does not promise specific outcomes.
Robots.txt Test99% of top 100 sites passed
  • This website is using a robots.txt file.
https://www.modernfinco.com/robots.txt
Sitemap Test83% of top 100 sites passed
  • This website has a sitemap file.
https://www.modernfinco.com/sitemap.xml
Image Alt Test78% of top 100 sites passed
  • This webpage is using "img" tags with empty or missing "alt" attribute!
See full list
Responsive Image Test29% of top 100 sites passed
  • Not all images in this webpage are properly sized! This webpage is serving images that are larger than needed for the size of the user's viewport.
See results list
Image Aspect Ratio Test75% of top 100 sites passed
  • All image display dimensions match the natural aspect ratio.
Deprecated HTML Tags Test94% of top 100 sites passed
  • We found some HTML deprecated tags! You are advised to change these old tags with equivalent tags or proper CSS rules.
3u
Google Analytics Test72% of top 100 sites passed
  • A Google Analytics script is not detected on this page. While there are several tools available to monitor your site's visitors and traffic sources, Google Analytics is a free, commonly recommended program to help diagnose potential SEO issues.
Favicon Test100% of top 100 sites passed
  • favicon
    This website appears to have a favicon.
JS Error Test83% of top 100 sites passed
  • There are no severe JavaScript errors on this webpage.
Console Errors Test27% of top 100 sites passed
  • This webpage doesn't have any warnings or errors caught by the Chrome DevTools Console.
Charset Declaration Test96% of top 100 sites passed
  • This webpage has a character encoding declaration.
Content-Type: text/html; charset=utf-8
Speed optimizations
Score: 84
Failed: 4
Warnings: 0
Passed: 16
HTML Page Size Test23% of top 100 sites passed
DOM Size Test56% of top 100 sites passed
  • The Document Object Model (DOM) of this webpage has 1,565 nodes which is greater than the recommended value of 1,500 nodes! A large DOM size negatively affects site performance and increases the page load time.
HTML Compression/GZIP Test99% of top 100 sites passed
  • This webpage is successfully compressed using br compression on your code. The HTML code is compressed from 831.03 Kb to 117.27 Kb (86% size savings). This helps ensure a faster loading webpage and improved user experience.
Site Loading Speed Test71% of top 100 sites passed
  • The loading time of this webpage (measured from N. Virginia, US) is around 3.56 seconds and this is under the average loading speed which is 5 seconds.
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JS Execution Time Test53% of top 100 sites passed
  • The JavaScript code used by this webpage is executed in less than 2 seconds.
Page Objects Test
  • This webpage is using more than 20 http requests, which can slow down page loading and negatively impact user experience!
Content size by content type
Content type
Percent
Size
image
53.1 %
818.31 Kb
javascript
20.5 %
315.50 Kb
font
12.2 %
187.62 Kb
html
7.0 %
107.40 Kb
other
5.1 %
78.21 Kb
css
2.2 %
34.00 Kb
TOTAL
100%
1.50 Mb
Requests by content type
Content type
Percent
Requests
javascript
34.3 %
23
image
26.9 %
18
css
17.9 %
12
font
11.9 %
8
other
7.5 %
5
html
1.5 %
1
TOTAL
100%
67
Content size by domain
Domain
Percent
Size
images.leadconnectorhq.com
52.9 %
815.91 Kb
stcdn.leadconnectorhq.com
26.3 %
406.00 Kb
fonts.gstatic.com
12.2 %
187.62 Kb
modernfinco.com
7.0 %
108.39 Kb
fonts.googleapis.com
1.0 %
15.57 Kb
static.cloudflareinsights.com
0.5 %
6.95 Kb
backend.leadconnectorhq.com
0.0 %
593 B
TOTAL
100%
1.50 Mb
Requests by domain
Domain
Percent
Requests
stcdn.leadconnectorhq.com
50.7 %
34
images.leadconnectorhq.com
23.9 %
16
fonts.gstatic.com
11.9 %
8
modernfinco.com
4.5 %
3
fonts.googleapis.com
4.5 %
3
backend.leadconnectorhq.com
3.0 %
2
static.cloudflareinsights.com
1.5 %
1
TOTAL
100%
67
CDN Usage Test95% of top 100 sites passed
  • This webpage is serving all images, javascript and css resources from CDNs.
See results list
Modern Image Format Test43% of top 100 sites passed
  • This webpage is using images in a modern format.
Image Metadata Test72% of top 100 sites passed
  • This webpage is not using images with large metadata.
Image Caching Test95% of top 100 sites passed
  • This webpage is not using uncached images from same domain.
JavaScript Caching Test96% of top 100 sites passed
  • This webpage is using cache headers for all JavaScript resources.
CSS Caching Test98% of top 100 sites passed
  • This webpage is not using uncached CSS resources from same domain!
JavaScript Minification Test98% of top 100 sites passed
  • All JavaScript files used by this webpage are minified.
See results list
CSS Minification Test100% of top 100 sites passed
  • All CSS resources used by this webpage are minified.
See results list
Render Blocking Resources Test15% of top 100 sites passed
  • This webpage is using render blocking resources! Eliminating render-blocking resources can help this webpage to load significantly faster and will improve the website experience for your visitors.
See results list
URL Redirects Test97% of top 100 sites passed
  • This URL doesn't have any redirects (which could potentially cause site indexation issues and site loading delays).
Time To First Byte Test99% of top 100 sites passed
  • The Time To First Byte value of this webpage is 0.021 seconds. To provide a good user experience, Google recommends that sites should strive to have a TTFB of 0.8 seconds or less.

0.021 s

0.8 s

1.8 s

First Contentful Paint Test90% of top 100 sites passed
  • The First Contentful Paint value of this webpage is 0.884 seconds. To provide a good user experience, Google recommends that sites should strive to have a First Contentful Paint value of 1.8 seconds or less.

0.884 s

1.8 s

3 s

Largest Contentful Paint Test77% of top 100 sites passed
  • The Largest Contentful Paint duration of this webpage is 1.31 seconds. To provide a good user experience, Google recommends that sites should strive to have Largest Contentful Paint of 2.5 seconds or less.

1.31 s

2.5 s

4 s

Largest Contentful Paint element within the viewport:
<div class="bg fill-width-height bg-section-CO6LZYUIA1 none" style="border-radius:-2px;position:absolute;top:0;left:0;...">
Cumulative Layout Shift Test91% of top 100 sites passed
  • The CLS score of this webpage is 0.0145. To provide a good user experience, Google recommends that sites should strive to have a CLS score of 0.1 or less.

0.0145

0.1

0.25

DOM element which contributes the most to CLS score:
Text: Click to play the video below and make sure you have the sound turned on 🔥CLAI...
Html: <div class="row-align-center noBorder radius0 none c-row c-wra..." id="row-pv_liolgp-">
Score: 0.0145
Server and security
Score: 68
Failed: 3
Warnings: 0
Passed: 4
URL Canonicalization Test93% of top 100 sites passed
SSL Checker and HTTPS Test100% of top 100 sites passed
  • This website is successfully using HTTPS, a secure communication protocol over the Internet.

The certificate is not used before the activation date.

The certificate has not expired.

The hostname "www.modernfinco.com" is correctly listed in the certificate.

The certificate should be trusted by all major web browsers.

The certificate was not revoked.

The certificate was signed with a secure hash.

Certificate Chain:
Server certificate
Common name
www.modernfinco.com
Subject Alternative Names (SANs)
www.modernfinco.com
Not valid before
Fri, October 10o 2025, 6:28:01 am (z)
Not valid after
Thu, January 8o 2026, 7:27:54 am (z)
Signature algorithm
ecdsaWithSha256
Issuer
WE1
Root certificate
Common name
WE1
Organization
Google Trust Services
Location
US
Not valid before
Wed, December 13o 2023, 9:00:00 am (z)
Not valid after
Tue, February 20o 2029, 2:00:00 pm (z)
Signature algorithm
ecdsaWithSha384
Issuer
GTS Root R4
Mixed Content Test (HTTP over HTTPS)100% of top 100 sites passed
  • This webpage does not use mixed content - both the initial HTML and all other resources are loaded over HTTPS.
HTTP2 Test99% of top 100 sites passed
  • This webpage is using the HTTP/2 protocol.
HSTS Test84% of top 100 sites passed
  • This webpage is not using the Strict-Transport-Security header! This is a security header that was created as a way to force the browser to use secure connections when a site is running over HTTPS.
Plaintext Emails Test97% of top 100 sites passed
  • We've found 1 email addresses in your page code! We advise you to protect email links in a way that hides them from the spam harvesters.
Mobile usability
Score: 100
Failed: 0
Warnings: 0
Passed: 3
Meta Viewport Test92% of top 100 sites passed
  • This webpage is using a viewport meta tag.
<meta name="viewport" content="minimum-scale=1.0, width=device-width, maximum-scale=1, user-scalable=no" />
Media Query Responsive Test98% of top 100 sites passed
  • This webpage is using CSS media queries, which is the base for responsive design functionalities.
Mobile Snapshot Test
Mobile view
Advanced SEO
Score: 33
Failed: 5
Warnings: 0
Passed: 4
Structured Data Test66% of top 100 sites passed
Custom 404 Error Page Test80% of top 100 sites passed
  • This website is not using a custom 404 error page! Default 404 error pages result in a poor experience - it can mislead users into thinking an entire site is down or broken, greatly increases the chance they leave the website entirely, and looks unprofessional. We recommend to have a custom 404 error page in order to improve the website's user experience by letting users know that only a specific page is missing/broken (and not the entire site), providing them helpful links, the opportunity to report bugs, and potentially track the source of broken links.
Noindex Tag Test99% of top 100 sites passed
  • This webpage does not use the noindex meta tag. This means that it can be indexed by search engines.
Canonical Tag Test93% of top 100 sites passed
  • This webpage does not use the canonical link tag.
Nofollow Tag Test
  • This webpage is using the nofollow meta tag! We recommend to use this tag carefully since search engines will not crawl all links from this webpage.
See results list
Disallow Directive Test
  • The robots.txt file does not use the disallow directive. This means that the whole website can be crawled by search engines.
See results list
Meta Refresh Test98% of top 100 sites passed
  • This webpage is not using a meta refresh tag.
SPF Records Test94% of top 100 sites passed
  • This DNS server is not using an SPF record! SPF (Sender Policy Framework) allows administrators to specify which hosts are allowed to send mail from a given domain by creating a specific SPF record or TXT record in the Domain Name System (DNS). You can find more information about SPF records here.
Ads.txt Validation Test67% of top 100 sites passed
  • The request of ads.txt file has an unexpected Content-Type header: text/html; charset=utf-8. In order for this resource to be easily accessed by the DSPs and advertisers, its Content-Type header should be text/plain or text/plain; charset=utf-8.
See results list
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