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Frequently Asked Questions
1. Are the loans exclusive to salaried employees?
2.Can I opt for a loan from a bank that I’m not associated with?
3.Where can I see my payment schedule?
4.What are your interest rates?
5.I have an existing loan. Can I still opt for a loan with Creditap?
6.What eKYC information is required by Creditap?
7.We are shifting schools, can we transfer the loan to the new institution?
8.I'm a housewife, can I opt for this loan?
9.Will the loan amount cover additional expenses such as books, uniform, and stationary?
10.Unable to install the App. What should I do?
11.Will the loan cover Kindergarten fees?
12.Can I opt for two loans at the same time for two different institutions?
13.The institute that I want to enroll for is in a different city. Am I still eligible for the loan?
14.When will the Institute receive the disbursed loan amount?
15.Can I pre-close the loan?
16.Will there be pre-closure charges?
17.When will the EMI fall due every month?
18.Where can I calculate my EMI?
19.Can I apply for a loan during the course of the academic year?
20.Are government schools included as well?
21.Will the amount be deposited in my personal account?
22.Can students apply for the loan?
23.I do not require the entire fee amount, can I opt for single term fee payment?